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Winter 2013

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INTEREST RATES
EFFECTIVE DATE: January 8, 2013
PRIME RATE: 3.00%

 
TERMS
RRSP
RRIF
TFSA
1 year
 1.00%
 1.00%
 1.00%
 1.00%
2 year
 1.40%
 1.40%
 1.40%
 1.40%
3 year
 1.50%
 1.50%
 1.50%
 1.50%
4 year
 1.75%
 1.75%
 1.75%
 1.75%
5 year
 2.00%
 2.00%
 2.00%
 2.00%

SHORT TERM DEPOSITS
30 - 59 days
  0.15%
60 - 89 days
  0.20%
90 - 179 days
  0.20%
180 - 364 days
  0.25%
SAVINGS RATES
RRSP, RRIF & TFSA var
  0.25%
Christmas Club
  0.12%
Daily Interest
  0.12%
U.S. Account
  0.12%
Tax Account
  0.12%

DAILY INTEREST PCA
0000 - 999
  0.00%
1000 - 2999
  0.00% 
3000 - 4999
  0.12%
5000 +
  0.25%
 
 
 
 
 
 
 

 

 

 
   

LINE OF CREDITS CATEGORY A CATEGORY B CATEGORY C
         5.00%        8.00%      14.00%  

LOAN RATES      
Fully Secured   4.00%    Consolidation   8.50%  *48 months
New Cars (2013, 2012)   4.00% *48 months Meritlines   4.00%  
Car loans (2011, 2010)   6.00%  *48 months Line of Credits 14.00%   
Standard   7.00% *48 months      
  *add 0.50% for 60 months    

MORTGAGE RATES      *promotional rate
1 year open  6.30%  3 year closed  3.40%
1 year closed  3.15% 4 year closed  3.00%*
2 year closed  3.35%  5 year closed  3.15%*

*All Rates subject to change without notice
*Fort Erie Community Credit Union Limited reserves the right to increase rate based on credit history & vehicle age.
*For Commercial Mortgage rates, please call your respective branch

 

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