Click below to view our latest newsletter Winter 2013
INTEREST RATES
EFFECTIVE DATE: January 8, 2013
PRIME RATE: 3.00%
TERMS
RRSP
RRIF
TFSA
1 year
1.00%
1.00%
1.00%
1.00%
2 year
1.40%
1.40%
1.40%
1.40%
3 year
1.50%
1.50%
1.50%
1.50%
4 year
1.75%
1.75%
1.75%
1.75%
5 year
2.00%
2.00%
2.00%
2.00%
SHORT TERM DEPOSITS
30 - 59 days
0.15%
60 - 89 days
0.20%
90 - 179 days
0.20%
180 - 364 days
0.25%
SAVINGS RATES
RRSP, RRIF & TFSA var
0.25%
Christmas Club
0.12%
Daily Interest
0.12%
U.S. Account
0.12%
Tax Account
0.12%
DAILY INTEREST PCA
0000 - 999
0.00%
1000 - 2999
0.00%
3000 - 4999
0.12%
5000 +
0.25%
LINE OF CREDITS
CATEGORY A
CATEGORY B
CATEGORY C
5.00%
8.00%
14.00%
LOAN RATES
Fully Secured
4.00%
Consolidation
8.50%
*48 months
New Cars (2013, 2012)
4.00%
*48 months
Meritlines
4.00%
Car loans (2011, 2010)
6.00%
*48 months
Line of Credits
14.00%
Standard
7.00%
*48 months
*add 0.50% for 60 months
MORTGAGE RATES
*promotional rate
1 year open
6.30%
3 year closed
3.40%
1 year closed
3.15%
4 year closed
3.00%*
2 year closed
3.35%
5 year closed
3.15%*
*All Rates subject to change without notice
*Fort Erie Community Credit Union Limited reserves the right to increase rate based on credit history & vehicle age.
*For Commercial Mortgage rates, please call your respective branch