Fort Erie Credit Union is a cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.

Fort Erie Credit Union is governed by a Board of Directors that establishes and reviews policy. The Directors are Credit Union members who are elected by the Membership and serve for a period of 3 years. Every member has one vote at the annual meeting in the fall, regardless of how much he or she had on deposit. At the Credit Union, there is no select group of shareholders that profits more than anyone else. All Members profit -- individually and collectively.

Full Service

We are a full service community credit union having over 3,000 members, two convenient locations, a 24 hour drive through ATM, telephone banking privileges, and a 50 plus account with many features.

We offer current accounts for businesses with no charge for deposits and all members may elect to have their cheques returned monthly.

We pride ourselves of the the old fashion service that provides a real live person to serve you in the manner you deserve.

We are dedicated to provide a full range of financial services based on co-operative principles for the well being of our members and the community.

We are committed to helping one another by providing high quality, cost-effective products and services in a professional confidential manner with courtesy, respect and teamwork.

Membership

Joining the credit union means you become more than just a person who utilizes the financial services. You become an owner.

Member participation in the Credit Union helps promote the sense of community upon which FECU was founded. Members can make a difference because they have a voice, they're not just a customer with an account number, but a voice to be heard. Staying in touch with members is the key. Members provide feedback to Credit Union management about requests for new products or services.

To activate a membership, each member/owner is required to purchase credit union shares. This done very simply by depositing $50 into a "Capital Share" account at the credit union. Once these shares have been purchased a member becomes entitled to utilize the credit union's full range of financial products and services.